Whether you travel to the Grand Canyon, roll past Sedona's red rocks, or cruise Monument Valley's desert highways, few open roads in America are as beautiful as our state route vistas. But before your next ride, check to make sure your motorcycle insurance is compliant with Arizona laws and the way you live.
We, at e360 Insurance Services, assist motorcyclists in obtaining reasonably priced, specialized motorcycle insurance made especially for the roads of Arizona.
| Get Insured in Minutes
Quick. Reliable. Arizona-Ready. Motorcycle insurance is required by Arizona law. Don’t ride unprotected. Start your free quote now. |
State Motorcycle Insurance Requirements in Arizona
In Arizona, you need to have the minimum liability insurance to ride a motorcycle legally. The minimum required limits established by the state are listed in the table below:
| Coverage Type | Minimum Required Limit |
| Bodily Injury Liability (per person) | $25,000 |
| Bodily Injury Liability (per accident) | $50,000 |
| Property Damage Liability (per accident) | $25,000 |
These are only the minimums. Costs can easily surpass these sums in the case of a serious accident. Increasing the limits or adding more coverage can help lower out-of-pocket costs.
Do you need assistance selecting more comprehensive coverage?
Legal Requirements to Ride in Arizona
Make sure your bike and your riding practices adhere to Arizona law before you leave. Riding without proper insurance and equipment can lead to penalties or license suspension.
- License: Class M required for motorcycles over 100cc
- Helmet: Required for riders under 18 or those with a permit
- Eye Protection: Required unless you have a windscreen
- Mirrors: At least one rearview mirror required
- Headlight: Must be operational during all rides
- Muffler: Required (no bypasses or cutouts)
- Passenger Requirements: Seat and footrest required if carrying a passenger
What Motorcycle Insurance Can Cover
It is possible for your policy to cover far more than the bare minimum. To safeguard your bike, your health, and your ride, we provide a variety of coverage options:
Core Coverages |
Optional Coverages |
|
|
Adapt your budget and bike to create a customized plan with e360 Insurance Services.
Why Choose e360 Insurance Services?
| Arizona-Focused Expertise Deep understanding of local laws, riding conditions, and coverage requirements. |
Quick Quotes & Easy Policy Setup A fast and user-friendly process to get you insured and on the road without delay. |
Affordable Plans from Top Carriers Competitive pricing backed by trusted national insurance providers. |
| Exceptional Customer Service Personalized support from knowledgeable agents who understand riders. |
Customized Coverage for Every Type of Rider Tailored policies for cruisers, sport bikes, touring bikes, trikes, and more. |
Multi-Line & Rider Discounts Save more with available discounts for safety, bundling, and loyalty. |
Off-Road or Off the Grid? We've Got You Covered
You might be cruising down the highway or backcountry roads and need help getting a policy set up for that. We provide coverages not typically included in motorcycle insurance products, like
- Dirt Bikes
- ATVs and UTVs
- Scooters and Mopeds
- Custom and Vintage Bikes
- Trikes and Touring Bikes
Start Your Arizona Motorcycle Insurance Quote Today
Don’t hit the road without the right protection. Enter your details here or call us directly at 888.862.6750 to speak with a knowledgeable agent.
Get Covered. Ride Confident. Trust e360 Insurance Services.
FREQUENTLY ASKED QUESTIONS
Our Reviews
We Insure Your Future